What makes a Better Experience?  It means you’re treated like family.  It means proactive communication.  We offer the personalized service and communication missing from today's big banks.  We’ve created the perfect blend of experience, technology, speed and service….resulting in a unique loan process that leaves our clients smiling and our business partners impressed.  We're with you from the application date to the closing table.  Our professionalism has won the continued relationships of many top-ranked banks, credit unions, realtors and builders.  


  • COMMUNICATION – Our strongest attribute.  You’ll never be out of touch during the process.  We offer many ways to engage during the process:
    • Access – Loan Originator access evenings and on weekends, not just 'banker's hours'.  24/7 online access.
    • Your own Loan Partner/Concierge – Our loan partners are like your personal valet during the process, helping to manage the loan process and help keep your paperwork organized and on-track.
    • Speed – 24-48 hour loan underwriting.  Same-day pre-approvals.
  • EXPERIENCE – Celebrating over 20 years in the business.  Derek Bissen has been in banking and finance over 18 years.
  • FLEXIBLE & COMPETITIVE LOAN PROGRAMS – We offer the same programs as the big banks and credit unions, and often our clients report that we are more flexible while being just as competitive.  We also have many special loan programs that other banks do not, including bank-statement income qualification for self-employed borrowers, foreign nationals, and even programs without the traditional waiting periods for borrowers who have had a recent short-sale, foreclosure, deed-in-lieu or bankruptcy.
  • FLORIDA-BASED BUSINESS – Florida is a unique marketplace, and we’re natives to the sunshine state.  We know the unique market better than any out-of-state lender….and your money stays right here which helps build a better state for all of us.
  • LOCAL APPRAISALS – Our panel of appraisers is hand-picked, and all of them live and work in the same area as your home. 
  • FUN CLOSINGS – Here, a real estate closing is more than a transaction, it’s a celebration!  Check out our testimonials page to see some of our happy clients.
  • UPFRONT & DIRECT ANSWERS - We pledge to always give you the most upfront and direct answers to your questions in a timely manner.   


Give us a shot to change the way you see mortgage lending---we know that you'll be impressed by the difference.  Have you already spoken to your local bank, credit union or lender?  Terrific---we can offer you a second opinion or competing offer at no cost or obligation.  

We all know title agents do not give kudos to lenders very often but Derek is one of the best I have ever worked with in my 30 years. I had figures within 10 minutes of loan approval! Derek it was a pleasure. Hope we get to work together much more in the future.
— Rachel Howland, Office Manager Pineywoods Title / Tampa, FL