HAPPY CLOSINGS

With us, a real estate closing is more than a transaction, it’s a celebration!

Bam! Congratulations to Joe and Beth Bufano who just closed on their beautiful new lakeside home in Carrollwood. I used to live in this same area--you're going to love it! 

Bam! Congratulations to Joe and Beth Bufano who just closed on their beautiful new lakeside home in Carrollwood. I used to live in this same area--you're going to love it! 

Congrats to Eli Campos on the purchase of his new home! Special kudos to his spectacular Realtor, Danny Crist with Keller Williams - South Tampa for finding him the absolutely perfect home!

Congrats to Eli Campos on the purchase of his new home! Special kudos to his spectacular Realtor, Danny Crist with Keller Williams - South Tampa for finding him the absolutely perfect home!

Congratulations to Jim and Sonia Burke on the purchase of their brand-new Standard Pacific Home!

Congratulations to Jim and Sonia Burke on the purchase of their brand-new Standard Pacific Home!

Laurie and Spike Carpenter finally found the perfect home.  Buying bank-owned properties is rarely easy these days, but they did it. Congrats!

Laurie and Spike Carpenter finally found the perfect home.  Buying bank-owned properties is rarely easy these days, but they did it. Congrats!

Gerry and Sue Kinney buying their new home!

Gerry and Sue Kinney buying their new home!

Congratulations to the Hernandez family on closing their new home in Florida.  Good bye, snow, hello warm weather! 

Congratulations to the Hernandez family on closing their new home in Florida.  Good bye, snow, hello warm weather! 

The Cassell Family Celebrates the purchase of their brand-new home!

The Cassell Family Celebrates the purchase of their brand-new home!

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We all know title agents do not give kudos to lenders very often, but Derek is one of the best I have ever worked with in my 30 years. I had figures within 10 minutes of loan approval! Derek it was a pleasure. Hope we get to work together much more in the future. 

- Rachel Howland / Pineywoods Title, Tampa, FL

Nat

My husband and I started to visit some bank that we are making business with and we felt that everywhere we went,(3 different banks), they were dealing with us as a number. they didn't care much. It was our first home loan in the United States, i had previous one in Canada. We needed to be guided and also we were looking for someone "human". Sharing the situation with our close friends, they advised us to call Derek. Was the best move we made. He could size our needs right away, he knew what he was doing, always giving us feedback no matter the time of the day. We used to call him our financing psycholog!!!! He did a fantastic job and if we are enjoying our new house at this moment is a lot because of him. We are so happy! We will recommend Derek to everyone we know. He is the best!!!!!

Nothing starts the weekend off right like a nice relaxed closing by poolside in your own back yard! Congratulations to Gretchen and Shean McManus. Special thanks to the fabulous title services of Rachel Howland at Pineywoods Title for making the signing a breeze!

Hildebrandt Closing

 Derek was great to work with! He was always helpful and very pleasant. He went out of his way to make what can be a painful process, as easy as possible. I have no complaints and would highly recommend him to anyone thinking about applying for a mortgage!     


I think of Derek Bissen every month I send in my mortgage payment! Saved us so much money and my personal bank, investment company etc. could not touch the percentage!! Thank you again, Derek!
— Marne & Jay LaForge / Tampa, FL (Westchase)
Derek joins Jay, Marne and Cam LaForge closing on their new beautiful home in Westchase.

Derek joins Jay, Marne and Cam LaForge closing on their new beautiful home in Westchase.


We had a FHA loan with a recent short sale and were very happy with the service we received from Derek Bissen. He was prompt in answering all of our questions and made the process of buying a home much easier then expected. We had to relocated due to my husbands job and sold our previous home through a short sale. We were unsure if we would be able to purchase a new home in our new city and Derek made this possible with a FHA loan. We are excited to start this new chapter in our lives and have Derek to thank for having a beautiful new home.
— Sherri Johnson / Tampa, FL (Fish Hawk Ranch)
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Easy! Derek, Jessica and team made it so easy! They were very knowledgeable, responsive, professional and personable. I would highly recommend them to anyone looking for a lender.
— Debbie Dement
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Derek, the mortgage refinance process from the initial phone call to final closing went very smoothly. You did a spectacular job including disclosure statements, handling minor issues in a timely manner and ensuring the Title company doing the closing had all the necessary paperwork to close in a timely manner. I would recommend you to anyone who would like to refinance or secure a mortgage and wants the job done right. I give a “Job Well Done” to Derek and his crew.
— Edward C. Fitzgerald Sr. Manager / Business Ops / LMCO Windemere (Orlando), FL

Derek was an amazing partner on making my home purchase happen. He was absolutely transparent, responsive and professional.
— Jaime Arreola
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Just wanted to let you know we’re officially “closed”. Thanks so much for your great customer service and prompt turnaround on getting our refi completed. You’ve been great—My wife and I really appreciate it!! I’ve sent your information along to my friends and family. Anyone needing a mortgage needs only make one call to make sure it’s done right—-and that’s you.
— Dave Cody Tampa FL (Westchase)
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Derek is simply awesome. We picked him because he was super fast in responding. Several times his responses were late in the day. We were on vacation while the mortgage was being done and Derek did everything to get the things going smoothly. We appreciate his work and would definitely pick him up for our next mortgage in future.
— Kaushal Mehta Systems Engineer Westin, FL

LendingTree paired me with Derek and a few other firms to help me with the refinance. He clearly had much better offer in terms of rate & closing cost and it was pleasure working with him. He was very responsive to my questions and was patient in answering the minute details. He guided me through the entire process from selecting the best loan options to the appraisal and finally the closing process. Keep up the good work Derek!!
— Anuj Jaiswal Program Manager

We had a tight timeframe to close and Derek and his group worked to meet the deadline. Thanks!
— Christine Tarkenton

Amazing Job Derek from RMC Vanguard did an amazing job helping us with our loan. We entered our information into Lending Tree on a Saturday night and he was the only lender who called us that night. He helped us to get pre-qualified very quickly which we needed to make an offer on the house. Derek is very responsive to questions and he made the entire process go very smoothly. We closed on time without any issues. He did a Great Job!
— Kristine Moore
Congratulations to the Kendrall family on buying their first brand new home in South Florida!  

Congratulations to the Kendrall family on buying their first brand new home in South Florida!  

Kari Eichen, Iron Woman---saving a ton of money by refinancing.  

Kari Eichen, Iron Woman---saving a ton of money by refinancing.  

Dr. Pedro Troya and his wife Aline Troya at their closing.  

Dr. Pedro Troya and his wife Aline Troya at their closing.  

Derek was amazing... I came to him after initially being turned down by three other loan originators who had been previously highly recommended. He took me on being fully aware of the challenges I had previously encountered with financing. I quickly realized Derek was superior and that he just wasn't looking to do only the "easy" loans. We ran into every possible obstacle that could have been encountered yet Derek was there to come up with a backup alternative. He worked on my file on weekends as we were approaching closing. He personally drove to my employer's HR department when he was unable to obtain clarification over the phone on my income. He was a great advocate on my behalf with his superiors when the unconventional (but legal) route he was pursuing for my loan was not readily apparent. To make my DTI work he went out and got me quotes for homeowner insurance, communicated with property appraiser's office to accurately account for the Homestead exemption so that there wouldn't be any surprises at closing. Most importantly he was there the whole time, very patiently explaining every step of this very complicated journey. I would recommend Derek without any hesitation and have already done so to multiple friends who are looking to buy.  

Posted via Facebook:  original review posted here: http://tinyurl.com/nxnachh 


I had an excellent experience with Derek. He gave me lots of options regarding rates, down payments, and PMI. He spent a lot of time answering questions and explaining details. We compared his rates and fees with 2 local companies and his was the best. Also, we were happy to see no surprises at closing. And it was very convenient to do everything online and via email. We were buying a FSBO from a very difficult seller, and neither side was using a Realtor. I would recommend Derek and would use him again myself.
— Aung Thaung and Katherine Sadler / Ft Lauderdale, FL
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Thanks to Derek and his team. I changed lenders mid-stream and they were very responsive. He arranged to lock the rate very quickly and followed-up with an on-time closing in 20 days.
— Greg Blackard

My Wife and I just closed on a short sale property that we found in May. Although I had contacted several lenders prior to our offer, the time between the offer and acceptance by the lien holders allowed me to work closely with the lenders and get a feel for how smooth the transaction would go. We chose to go with Derek not only because they had one of the best rates, but also because he was extremely knowledgeable, dedicated and hard working and kept us informed every step of the way. When the lien holders finally accepted the offer, then Derek turned into superman and managed to get our loan processed and approved only 11 days after receiving written acceptance of our offer! Even our attorney was surprised by the speed of the loan process and he has been involved in approximately 40,000 real estate transactions. I really cannot describe how happy we are with Derek and his company..it was well beyond our expectations. Thank you!
— Jim Krueger Marine Project Manager Fort Lauderdale, FL
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“We value several things in our relationship with Derek - the quick, clear communications, the amazingly low fee structure, and the speed to close. We were wary of gotchas through the process, “How can they make money and be this competitive?”. We were thrilled to never receive any surprises and would be certain to leverage our relationship and his firm again.”
— Matt Gaskins Sales Operations Mgr. HP
Gaskins Home

I began my process of looking for lenders online and came across lending tree which provided me with 5 companies to work with. I also sourced a local mortgage company, and received phone calls from all of the lenders. I was very impressed with Derek who took an hour out of his day to answer my questions. It had been a long time since I purchased a house and needless to say the process has changed greatly. I know some of my questions may have been rudimentary, but he took the time to answer them and provide insight into the process, I felt at ease with him. I would highly recommend him, he was able to get the process done in less than 30 days, and over the holidays. He helped with every step, from the inception to the close and was always an advocate for me. I would definitely recommend Derek to anyone who is looking to finance their home. I must say, my real estate agent was a little skeptical until she saw how involved every one was and the positive reviews proved to her that he was a legitimate mortgage originator.
— Gary Nelson
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I had a great experience with Derek Bissen and Goldstar. I strung them along for over a year as I was too busy to do anything but my day job but Derek stayed with me the whole time and was patient and didn’t give up. He even had his team redo all the loan docs a couple times (which he never gave me any grief for), and I got the refi completed and got a great rate with great low fees. He and his team were very professional and knowledgeable about the process and handled my account very well. I would recommend Derek for any type of loan origination even originations under HARP.
— Kevin Kennison

Derek Bissen was the most responsive and professional loan officer I have ever worked with. His diligence and availability were essential to ensuring we closed on schedule. He was truly a pleasure to work with!
— Garth Herbert

Without a doubt—this has been the easiest loan experience we’ve ever had. You did a great job of preparing us at the beginning—-No surprises thank you. I still can’t believe we closed in two weeks! PS Do you ever sleep? Seriously, I’ve never had a banker email me at 11pm on a weeknight. J/K - You are obviously one of the most dedicated professionals in the business. Thanks again!!!!!
— Tracey Palin Tampa, FL