We offer a full range of programs to meet the unique needs of our borrowers. Whether this is your first home, or you're stepping up to your dream home, we have loan programs to suit a wide variety of needs.
We offer programs with flexible terms for special circumstances:
- PRIOR HOUSING EVENTS - No Waiting Periods. Close as early as one day out of Foreclosure, Short-Sale or Deed-in-Lieu. For a prior Bankruptcy, close as early as 12 months from date of discharge.
- FOREIGN NATIONALS
- BANK STATEMENT INCOME QUALIFICATION - Self-employed borrowers can use bank statement average deposits, instead of traditional tax return income.
- Credit scores down to a 500 credit score
The window to file for your homestead exemption is January 1 - March 1. This is your time to enjoy the savings off of your tax bill.
THE DEADLINE TO FILE IS MARCH 1, 2017.
CLICK FOR MORE INFORMATION. Most counties allow you to file online. Here are three counties in West/Central Florida counties:
15th Floor County Center
601 E. Kennedy Boulevard
Tampa, Florida 33602-4932
APPLY ONLINE: https://homestead.hcpafl.org/ApplyOnline/WebForm1.aspx
29269 US HWY 19 North
Clearwater, FL 33761
APPLY ONLINE: http://www.pcpao.org/
NOTE: You must first locate your property on the site, then click “File For Homestead Exemption”
Equal housing lender. This is not a commitment to lend. Not all borrowers will qualify for the loan programs listed. All programs terms and conditions are subject to change and may be discontinued without prior notice. Not for public distribution. Contact loan originator for program questions and scenarios.